All the numbers in your financial plan add up and they say, “You can do this.” You’re ready to give notice to the world that your long working career has ended. However, as people who have been down this road before will tell you, retirement is not just about money. Yes, it’s critical that you
Seven Non-Financial Questions For People Approaching Retirement Read More »
The millionaires next door have a great life. They’ve been diligent savers and investors, building a multimillion-dollar investment portfolio with a healthy mix of tax-deferred retirement accounts and non-retirement accounts. Their balance sheet is clean, with minimal, purposeful debt financed at reasonable interest rates. They have long-term relationships with the professionals hired for investment, tax
Five Financial Strategy Mistakes of the Millionaires Next Door Read More »
If you’ve overlooked some of the financial planning issues described below, don’t beat yourself up: you’re in good company. Many of your fellow entrepreneurs are in the same boat. We won’t judge you. However, we will say it’s time to address these shortcomings. Your Future is Now. Let’s Get to Work! Here are five financial
Are You an Entrepreneur Who’s Swept These Five Financial Planning Issues Under Your Rug? Read More »
Being dignified and courteous in all interpersonal interactions. This includes showing respect for the people around them and considering the needs of others, regardless of their role or situation.
Being supportive team members and recognizing that everyone makes a contribution. They understand and believe in the African proverb, “If you want to go fast…go alone. If you want to go far…go together”.
One of the most common problems that we see among all our clients, from corporate executives to wealthy entrepreneurs and everyone in between, is some embarrassment about their finances when their money is a mess. It’s only recently that schools in the United States have begun to include financial literacy in their curriculum. When most
Money Shame: Feeling Embarrassed About Messy Finances (Despite Making Great Money) Read More »
Steve Adams is smart, self-confident, and pays great attention to detail. After graduating from the University of Rhode Island with a degree in computer science, he began a 20-year career in software engineering and project management. His professional success was a result of his strong work ethic and a personal optimism that stems from his
Acquiring a Small Business? No Deal is Better Than a Bad Deal! Read More »
Integrity became our founder’s most important core value when he adopted the Certified Financial Planner® Code of Ethics in 1999. The CFP® Board takes a traditional approach to integrity as a core value, using terms such as trust, honesty, and candor in its definition. We operated under this definition of integrity for many years, until
SANDENE STRATEGIES CORE VALUES: The Foundational Characteristics We Stand Upon… Read More »
We’ve provided financial planning to high earners in their 30s and 40s for decades. We’ve seen it all: The ways to win big, the huge mistakes to avoid, and the blind spots that almost everyone has. One consistent roadblock that these high earners run into is actually quite simple (and thus, easily overlooked): They haven’t
People hate losing money, and that sometimes causes them to lose more. If you’re like most people, the mind games in your head are likely leading to poor decisions, causing you to take excessive risks and lose money in certain situations where you don’t have to lose it if you can outsmart your brain. This
How Your Brain Tricks You Into Losing Money You Don’t Have to Lose Read More »